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Have you ever had a debt collector text you about an outstanding balance? How about contacting you through social media? Do you know your rights in these situations? Recent updates to the Fair Debt Collection Practices Act (FDCPA) have officially made it legal for debt collectors to contact consumers by text or through social media. [...]

After nearly two years, the COVID-19 pandemic has changed just about everything about how business is conducted around the world, and that is definitely true for the debt collection industry. While we can still make collection phone calls like we used to, nearly everything else has changed and evolved with the rest of the world [...]

With all of the hype around electric vehicles exploding over the past few years, the idea of owning a Tesla has become a lot more reasonable for consumers all over the country. Of course, there is still a wide gap between dreaming about owning a fancy electric car and actually pulling the trigger on purchasing [...]

Early retail numbers are already showing that 2021 was a fantastic holiday season for retail businesses, but are those sales numbers creating the next massive bubble for consumers? A recent article from CNBA notes that 45% of holiday shoppers had planned to use buy now, pay later services ranging from standard credit cards to new [...]

Major countries worldwide have been getting flexible with their balance sheets as a means of fighting COVID-related recessions for 18 months now, and no one knows for sure how those efforts are going to play out. For now, it appears like everything has worked well as we have avoided a total collapse of our financial [...]

According to recent data published by Truth in Accounting, the state of California is currently carrying more than $20,000 in debt for each taxpayer. With the Golden State being one of the largest and most populous states in the country, along with its notorious reputation for high taxes, it's not hard to see why this [...]

With supply chain shortages slowing new home construction, the price for existing homes is skyrocketing higher all over the country, and nowhere is that more true than in the already-expensive state of California. Home prices have long been the topic of discussion in the Golden State, but that debate is heating up in a big [...]

California could be looking at two new laws that impact debt collection practices coming by the end of 2021. Before wrapping up for the year, the state legislature sent two different bills to the governor's desk. Each of them could significantly impact how collectors can go about their business here in California. Whether you are [...]

How much longer the COVID-19 pandemic drags on might be entirely out of your control, but one thing you can influence is how good you look on paper when that end eventually comes. No matter where you might be starting from today, improving your credit to make your post-pandemic life easier is a great goal [...]

Are you ready for a new vehicle? Do you feel stuck in your current lease? Are you afraid to make any changes and risk damaging your credit? Relax! Getting out of a vehicle lease is often much easier than you might think. And in some cases, thanks to rapidly increasing used vehicle prices, you might [...]