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The entire country took notice when school teachers in Southern California voted to go on strike this year, and since that time there have been hundreds of stories published that illustrate the many problems that are plaguing the education system here in the Golden State. Unfortunately, those problems aren’t likely to improve in the near [...]

If you have looked into purchasing a home just about anywhere in California over the past few years, there is a good chance that you walked right into some serious sticker shock. Rising prices have reached a point where the average family simply can’t afford reasonable housing in many of the communities up and down [...]

Between the burdens of student loans, car payments, medical bills, and credit card debt, today's millennials are struggling more than ever before to keep their credit scores at respectable levels. No matter what the reason, when today's consumers realize that they need to improve their credit scores, they are often finding themselves with quite a [...]

The Trump administration recently announced a new policy change that would allow debt collectors to message consumers about collections via email and text messages. This announcement made headlines around the country, but most of the articles covering the topic tended to be slanted in one way or another. Just like there are two sides to [...]

It's no big secret that the economy here in California has been booming ever since coming out of the decline of the Great Recession. And like any great economic boom, there are certain forces at work that have been driving the Golden State's economy to continue pushing higher year after year. With potential negatives like [...]

One of the toughest things about any type of service business is that you are always going to be at the mercy of your clients. The quality of your clients will always have a direct correlation to the quality of your business, which can make things tough if you find yourself working with a collection [...]

Everyone knows that falling behind on your bills will have a negative impact on your credit score, but most people don't exactly have a clear understanding of how that impact takes place over the course of time. In some situations, you might be able to work with a lender or creditor to recover from delinquent [...]

While extending credit to customers is a necessary evil in many types of small business these days, there are a wide range of policies and procedures used by those creditors. One of the most commonly disputed policies is whether or not you should charge your clients a fee for late payments. Charging a late fee [...]

Fraud is one of those frightening words that can intimidate even the most seasoned business veterans, and it is becoming more and more prevalent in recent years. Whether you are tasked with extending credit to customers, vetting customers applying for credit, managing customer credit accounts, or attempting to collect from delinquent customer accounts, stumbling across [...]

With another tax season just recently passing, many small business owners across the country just recently made decisions regarding write-offs on uncollectible debts. However, there is no reason to wait until your taxes are due to think about how you want to handle your outstanding debts. In order to better help you prepare for next [...]