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Those $1,200 stimulus checks from the federal government are long gone. Businesses that were fortunate enough to receive the PPP loans have mostly spent through those nest eggs. Anyone that has been keeping up with their bills because of the extra $600 per week the government is playing for unemployment is about to lose those [...]

As the Covid-19 pandemic continues to wreak havoc on businesses around the globe, it is only a matter of time before government stimulus money runs out and the pain felt by those businesses trickles down to individual people across just about every tax bracket. Regardless of where you might fall on the income spectrum, there [...]

In just a few short months, the Covid-19 pandemic has completely transformed the entire world, leaving many businesses struggling to keep up. But while so many companies are struggling, there are also stories of forward-thinking operations that have adapted to the changing conditions and are thriving in this difficult environment. The major difference between businesses [...]

Now that we are more than a few months into the coronavirus pandemic of 2020, we can already begin to see just how devastating the impact has been on our local economies. California has seen the number of residents claiming unemployment benefits rise from about 350,000 in March to a high of 4.8 million in [...]

Are you confident that you are saving enough money to retire comfortably? If you are anything like most Americans in 2020, the answer to that question probably isn’t going to make you feel very good about yourself. In fact, the majority of Americans today are significantly undercapitalized for the lifestyle they expect to live throughout [...]

While you can never rely exclusively on numbers to tell the story of a situation like the Covid-19 pandemic, it is also hard to understate just how astronomical some of the unemployment numbers have been as a result of this crisis. By the Numbers A recent article published in the Los Angeles Times cited that [...]

The Covid-19 pandemic has impacted nearly every single person on the planet in ways many people never even thought possible, and as we continue to wade our way through this unparalleled situation, we are finding more and more ways that various businesses and industries are being affected. With an unprecedented number of Americans filing for [...]

While just about everyone is familiar with the economic depression we are heading for on account of the Covid-19 pandemic, the looming budget crisis created by this situation could prove to be an even bigger hurdle for government officials here in California. In addition to the same depression issues that the rest of the world [...]

Whether you are trying to improve your credit score, pay down some outstanding debts, or save money for the future, just about every personal finance expert will tell you that there are plenty of monthly expenses built into your budget that aren’t really all that necessary. In fact, many of those same experts would argue [...]

Planning for a financial crisis isn’t one of the first things that come to mind when someone starts their own business, but at various times over the past few years, it has been something that millions of business owners wish they had spent more time thinking about. Most people who struggle through a financial crisis [...]