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Jan 27 2023 01, 2023

Debt Collection Statute of Limitation in California

By |January 27th, 2023|Blog|0 Comments

Managing your debt and confronting various debt collectors can be intimidating, but it becomes much simpler when you understand the rules everyone must follow. One of the most important things to know about any debt is that there comes a time when it is too old for anyone to harass you about it. The rules [...]

Jan 25 2023 01, 2023

Everything You Need to Know About Credit Score Ranges

By |January 25th, 2023|Blog|0 Comments

Everyone knows that having a good credit score is the key to getting the credit you need when you need it, but what exactly is a good credit score in the first place? There are tons of articles littering the web breaking down everything you need to do to improve your credit score, but none [...]

Jan 24 2023 01, 2023

Is Inflation Impacting Debt Collection?

By |January 24th, 2023|Blog|0 Comments

There has been an unprecedented amount of talk about inflation on all the cable news channels over the past few months, and there is no doubt that higher prices are affecting almost every aspect of our lives. The debt collection industry is certainly not immune to this situation, but how much is inflation actually impacting [...]

Dec 10 2022 12, 2022

Are 0% Balance Transfers a Good Tool for Getting Out of Debt?

By |December 10th, 2022|Blog|Comments Off on Are 0% Balance Transfers a Good Tool for Getting Out of Debt?

Credit cards that advertise 0% balance transfers promote themselves as great options for getting out of debt, but like everything in the debt business, there is often much more to the story than you might think. If you are struggling with debt and looking for help, there is no doubt that a 0% balance [...]

Sep 15 2022 09, 2022

What Can a Debt Collector Do in California?

By |September 15th, 2022|Blog|Comments Off on What Can a Debt Collector Do in California?

Dealing with debt collectors is a frustrating experience for anyone to deal with, regardless of the underlying reasons for the situation. Fortunately, the local laws in California offer a wide range of protections that limit what those agents can do when they contact consumers. While there isn’t all that much that a debt collector can [...]

Sep 10 2022 09, 2022

How Much Does it Cost to Collect a Debt?

By |September 10th, 2022|Blog|Comments Off on How Much Does it Cost to Collect a Debt?

Having a commercial debt collection agency to handle collection efforts is a huge advantage that small businesses around the country would love to have working for them. However, most of those same small businesses don’t bother picking up the phone to arrange such a partnership because they have already led themselves to believe that it [...]

Sep 4 2022 09, 2022

How Much Does a Collection Impact Your Credit Score?

By |September 4th, 2022|Blog|Comments Off on How Much Does a Collection Impact Your Credit Score?

Once you establish the basics like having some credit history and making your payments on time, the most significant factor that negatively impacts the average credit score is having a collection on your record. Whether you had a rough patch a few years ago or simply made a silly mistake, the first step in dealing [...]

Aug 30 2022 08, 2022

Everything You Need to Know About Time-Barred Debts

By |August 30th, 2022|Blog|Comments Off on Everything You Need to Know About Time-Barred Debts

Time-barred debts are one of the most misunderstood aspects of the entire debt collection industry, but the basic information that explains them and how they work is relatively straightforward. The key to understanding any time-barred debt situation is to know and understand the rules at play before making any decisions or payments. What is a [...]

Aug 27 2022 08, 2022

Debt Relief in California

By |August 27th, 2022|Blog|Comments Off on Debt Relief in California

California residents struggle with debt as much as, if not more than, the residents of any other state in the union. Consumers here, burdened by excessive amounts of debt, were having a difficult time keeping up before the recent surge in inflation. Things are getting even worse now. If you are one of the many [...]

Jun 15 2022 06, 2022

Five Reasons to Avoid Getting a Credit Card

By |June 15th, 2022|Blog|Comments Off on Five Reasons to Avoid Getting a Credit Card

Applying for your first credit card is often considered a right of passage for many young adults, but signing up for that introductory offer isn’t necessarily the best move for everyone. Whether you are a young adult looking to build your credit or a seasoned pro looking to take advantage of a great signup bonus, [...]

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