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Consumers today are struggling for a variety of different reasons, but one of the biggest culprits limiting the buying power of young people is a crippling amount of student loan debt. While most teachers and guidance counselors believe that encouraging students to seek degrees from colleges and universities is a good thing, the cost of [...]

Resonating with the person you are attempting to work with can be one of the most important factors in any collection scenario, but it is also one of the most overlooked aspects of commercial debt collection. While the internet is filled with tips and tactics on how to get the most out of a debtor [...]

As a commercial debt collection agency, one of the most common questions that we field from potential clients is how the federal and state regulations that address debt collection apply to commercial debt collection. The short answer to that question is that legislation like the Fair Debt Collection Practices Act (FDCPA) does not apply to [...]

Collecting business debts can be a difficult task for people who focus their entire schedule on collections, which makes it a nearly impossible task for SMBs and solopreneurs. If you are the head of a small business or operating as a solopreneur, you have a large number of tasks on your plate at any given [...]

Because debt is not something that is commonly discussed in the workplace or with friends and family members, one of the biggest fears that many consumers have is that a debt collector will attempt to embarrass them by discussing the details of their situation with people that they are close to. While this is completely [...]

The entire country took notice when school teachers in Southern California voted to go on strike this year, and since that time there have been hundreds of stories published that illustrate the many problems that are plaguing the education system here in the Golden State. Unfortunately, those problems aren’t likely to improve in the near [...]

If you have looked into purchasing a home just about anywhere in California over the past few years, there is a good chance that you walked right into some serious sticker shock. Rising prices have reached a point where the average family simply can’t afford reasonable housing in many of the communities up and down [...]

Between the burdens of student loans, car payments, medical bills, and credit card debt, today's millennials are struggling more than ever before to keep their credit scores at respectable levels. No matter what the reason, when today's consumers realize that they need to improve their credit scores, they are often finding themselves with quite a [...]

The Trump administration recently announced a new policy change that would allow debt collectors to message consumers about collections via email and text messages. This announcement made headlines around the country, but most of the articles covering the topic tended to be slanted in one way or another. Just like there are two sides to [...]

It's no big secret that the economy here in California has been booming ever since coming out of the decline of the Great Recession. And like any great economic boom, there are certain forces at work that have been driving the Golden State's economy to continue pushing higher year after year. With potential negatives like [...]