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What Can a Debt Collector Do in California?

Dealing with debt collectors is a frustrating experience for anyone to deal with, regardless of the underlying reasons for the situation. Fortunately, the local laws in California offer a wide range of protections that limit what those agents can do when they contact consumers. While there isn’t all that much that a debt collector can [...]

By |September 15th, 2022|Blog|Comments Off on What Can a Debt Collector Do in California?

How Much Does it Cost to Collect a Debt?

Having a commercial debt collection agency to handle collection efforts is a huge advantage that small businesses around the country would love to have working for them. However, most of those same small businesses don’t bother picking up the phone to arrange such a partnership because they have already led themselves to believe that it [...]

By |September 10th, 2022|Blog|Comments Off on How Much Does it Cost to Collect a Debt?

How Much Does a Collection Impact Your Credit Score?

Once you establish the basics like having some credit history and making your payments on time, the most significant factor that negatively impacts the average credit score is having a collection on your record. Whether you had a rough patch a few years ago or simply made a silly mistake, the first step in dealing [...]

By |September 4th, 2022|Blog|Comments Off on How Much Does a Collection Impact Your Credit Score?

Everything You Need to Know About Time-Barred Debts

Time-barred debts are one of the most misunderstood aspects of the entire debt collection industry, but the basic information that explains them and how they work is relatively straightforward. The key to understanding any time-barred debt situation is to know and understand the rules at play before making any decisions or payments. What is a [...]

By |August 30th, 2022|Blog|Comments Off on Everything You Need to Know About Time-Barred Debts

Debt Relief in California

California residents struggle with debt as much as, if not more than, the residents of any other state in the union. Consumers here, burdened by excessive amounts of debt, were having a difficult time keeping up before the recent surge in inflation. Things are getting even worse now. If you are one of the many [...]

By |August 27th, 2022|Blog|Comments Off on Debt Relief in California

Five Reasons to Avoid Getting a Credit Card

Applying for your first credit card is often considered a right of passage for many young adults, but signing up for that introductory offer isn’t necessarily the best move for everyone. Whether you are a young adult looking to build your credit or a seasoned pro looking to take advantage of a great signup bonus, [...]

By |June 15th, 2022|Blog|Comments Off on Five Reasons to Avoid Getting a Credit Card

The Hidden Dangers of Using Personal Credit Cards for Business Expenses

When you first start a new business, you might be so focused on building and growing that business that you never bother to worry about how you are paying the expenses of that new company. This can be a huge mistake! Many new business owners jump in headfirst without creating a plan for how that [...]

By |June 10th, 2022|Blog|Comments Off on The Hidden Dangers of Using Personal Credit Cards for Business Expenses

Can Debt Collectors Make Contact Through Social Media?

Getting hassled about an outstanding collection account over social media is the last thing any consumer wants to deal with. Still, many collection agents argue that it is the most productive means of communication in 2022. Because of that, changes have been made to update the rules and regulations that govern those collection efforts and [...]

By |June 7th, 2022|Blog|Comments Off on Can Debt Collectors Make Contact Through Social Media?

California’s Massive Unemployment Debt Problem

Did you know that the state of California is currently having a difficult time shouldering the weight of an astronomical amount of unemployment debt? To help put the size of this problem into the proper perspective, take a minute to think about the fact that the amount of unemployment California currently owes is equal to [...]

By |May 17th, 2022|Blog|Comments Off on California’s Massive Unemployment Debt Problem

Could Hyper Inflation Impact Your Collections in 2022?

After more than a decade of government money printing, inflation has finally started to rear its ugly head in the budgets of consumers around the country. It feels like just about everything has doubled in price over the past few months, and that is having a tremendous impact on the spending power of families everywhere. [...]

By |February 7th, 2022|Blog|Comments Off on Could Hyper Inflation Impact Your Collections in 2022?
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