Debt Collection Contingency Rates

Debt Collection Rates

15% Business/Commercial accounts
less than 60 days from date of oldest invoice.

Debt Collection Rates

20% Business/Commercial accounts
less than 120 days from date of oldest invoice.

Debt Collection Rates

25% Business/Commercial accounts
less than 365 days from date of oldest invoice.

Debt Collection Rates

30% Business/Commercial accounts
exceeding 366 days from date of oldest invoice.

Debt Collection Rates

35% Individual/Consumer accounts,
returned checks and all accounts under $1,000.00.

Debt Collection Rates

40% Accounts forwarded to attorneys for collection/litigation are collected on a contingency basis, however, should litigation/execution be required, there would be additional charges. These charges (i.e. court costs, suit fees or any other fees or disbursements) would be in addition to the contingency rate and would be required in advance. Of course, they would not be incurred without your prior authorization.


Debt Collection Conditions

Debt Collection Rates

By executing this Collection Agreement/ Submitting claims on-line, Client authorizes Direct Recovery Associates (DRA) to perform debt collection services according to these rates and terms and conditions on all accounts placed for collection, including reporting all debtors to the credit bureau.

Debt Collection Rates

Client authorizes DRA to receive and endorse, for the purpose of debt collection, any funds in all forms received by DRA for the purpose of remitting said principal to Client less any fee due DRA.

Debt Collection Rates

Client agrees to pay DRA its full commission on accounts collected, paid direct to Client, withdrawn, waived or forgiven, product or services returned or received in lieu of payment, or settled from any source, after demand for payment has been made.

Debt Collection Rates

Client agrees to pay DRA a 10% fixed fee in the event an account was placed for collection having already been paid by the debtor prior to placement.

Debt Collection Rates

Client agrees to notify DRA immediately of any direct communication or payment from Debtor. Client agrees to pay DRA an additional 10% fee for any payments received directly by Client from Debtor that are not reported by Client to DRA within 10 days of receipt of payment.


Claims Not Accepted for Collection

Debt Collection Rates

Claims under US$500.00.

Debt Collection Rates

Small claims court judgments.

Debt Collection Rates

Claims without a current address.

Debt Collection Rates

Claims with no supporting documentation.

Debt Collection Rates

Claims against businesses that are out of business.

Debt Collection Rates

Other claims deemed unacceptable by Direct Recovery Associates.



Debt Recovery Services

Low Contingent RatesLow Contingent Rates – Starting at 15% -25%

No Collection – No FeeNo Collection – No Fee

Attorney-based debt collectionAttorney-based debt collection

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