Jan 2 2017 01, 2017

Debt Collection in Florida and the Florida Consumer Collection Practices Act

By | 2017-02-12T14:41:01+00:00 January 2nd, 2017|Blog|0 Comments

The exact rules and regulations that all debt collectors must follow vary from state to state, and in the state of Florida there is an added layer of protection for consumers in the form of the Florida Consumer Collection Practices Act (FCCPA). This legislation works as an extension of the federal law known as the [...]

Dec 17 2016 12, 2016

Dispelling Common Misconceptions About Debt Validation

By | 2017-02-12T14:41:01+00:00 December 17th, 2016|Blog|0 Comments

One of the most powerful protections offered to consumers under the Fair Debt Collection Practices Act (FDCPA) is the ability to require a debt collector to validate a debt by providing proof that it is legitimate. While this requirement is a great way for consumers to protect themselves, many misinformed debtors do not exactly understand [...]

Dec 9 2016 12, 2016

The Compounding Effect of Unemployment in California

By | 2017-02-12T14:41:01+00:00 December 9th, 2016|Blog|0 Comments

Unemployment is a serious cause for concern in the state of California. When people have a hard time finding jobs, the economy is bound to suffer, and the unemployment rate in California is generally about a point higher than it is in the country as a whole. This leads to the people of California struggling [...]

Dec 1 2016 12, 2016

Six Proactive Credit Control Tips

By | 2017-02-12T14:41:01+00:00 December 1st, 2016|Blog|0 Comments

Running any type of small business is a tall task. You have an astounding number of things to worry about, and that is on a good day. We won’t even get into the stress that can mount on the bad days. One thing that you don’t need to be worried about as a small business [...]

Nov 23 2016 11, 2016

Can Debt Collectors Access My Credit Report?

By | 2017-02-12T14:41:01+00:00 November 23rd, 2016|Blog|0 Comments

The internet is filled with a plethora of advice on credit reports and debt collection these days, but one of the little known facts about debt collectors is that they are legally allowed to access your personal credit report, and they don’t even need your consent to do so! This might come as a shock [...]

Nov 17 2016 11, 2016

Five Reasons You Should NEVER Cosign for a Loan

By | 2017-02-12T14:41:01+00:00 November 17th, 2016|Blog|0 Comments

If you are a person who has worked hard to improve and maintain a good credit over the course of your life, there will likely come a time when a less-industrious friend or family member will ask you to cosign for a loan that they are not qualified to receive on their own merits. Everyone [...]

Nov 12 2016 11, 2016

The Severe Impact of Debt of Small Businesses

By | 2017-03-12T15:12:07+00:00 November 12th, 2016|Blog|0 Comments

One of the areas where too much outstanding debt can have the most severe impact is in the world of small businesses. With many local businesses already struggling because of difficult economic times, even the slightest hiccup in their debt collection procedures can send ripple effects through your entire community. Cash flow is the life [...]

Oct 29 2016 10, 2016

How Collection Accounts Can Impact Credit Scores

By | 2017-02-12T14:41:01+00:00 October 29th, 2016|Blog|0 Comments

No one likes the idea of having an account go into collections. Debtors don’t want to be contacted by debt collectors, and creditors would always prefer to get paid up front by their clients. But the real impact of an account going into collections goes way beyond these mild inconveniences. No matter what type of [...]

Oct 20 2016 10, 2016

Why Refusing to Settle Often Costs Creditors More in the Long Run

By | 2017-02-12T14:41:01+00:00 October 20th, 2016|Blog|0 Comments

One of the biggest struggles that many creditors have when it comes to pursuing legal action against debtors is where to draw the line with respect to what they would consider a fair settlement. By the time a situation reaches the point where attorneys need to get involved, many creditors have reached the point where [...]

Oct 14 2016 10, 2016

Handling Identity Theft Issues With Debt Collections in California

By | 2017-02-12T14:41:01+00:00 October 14th, 2016|Blog|0 Comments

Lawmakers in the state of California recently voted unanimously to pass into law a new requirement that reduces the time frame for debt collection companies to investigate claims of identity theft. This bill, which was supported by the California Association of Collectors, is going to change the way that collection agencies operate. In order to [...]