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Early retail numbers are already showing that 2021 was a fantastic holiday season for retail businesses, but are those sales numbers creating the next massive bubble for consumers? A recent article from CNBA notes that 45% of holiday shoppers had planned to use buy now, pay later services ranging from standard credit cards to new [...]

Major countries worldwide have been getting flexible with their balance sheets as a means of fighting COVID-related recessions for 18 months now, and no one knows for sure how those efforts are going to play out. For now, it appears like everything has worked well as we have avoided a total collapse of our financial [...]

According to recent data published by Truth in Accounting, the state of California is currently carrying more than $20,000 in debt for each taxpayer. With the Golden State being one of the largest and most populous states in the country, along with its notorious reputation for high taxes, it's not hard to see why this [...]

With supply chain shortages slowing new home construction, the price for existing homes is skyrocketing higher all over the country, and nowhere is that more true than in the already-expensive state of California. Home prices have long been the topic of discussion in the Golden State, but that debate is heating up in a big [...]

California could be looking at two new laws that impact debt collection practices coming by the end of 2021. Before wrapping up for the year, the state legislature sent two different bills to the governor's desk. Each of them could significantly impact how collectors can go about their business here in California. Whether you are [...]

How much longer the COVID-19 pandemic drags on might be entirely out of your control, but one thing you can influence is how good you look on paper when that end eventually comes. No matter where you might be starting from today, improving your credit to make your post-pandemic life easier is a great goal [...]

Are you ready for a new vehicle? Do you feel stuck in your current lease? Are you afraid to make any changes and risk damaging your credit? Relax! Getting out of a vehicle lease is often much easier than you might think. And in some cases, thanks to rapidly increasing used vehicle prices, you might [...]

Have you heard about the new Child Tax Credit for 2021 introduced in President Biden's American Rescue Plan? Are you curious about the details of who will benefit and to what extent? This life-changing new tax credit will increase the amount each American family gets per child from $2,000 to anywhere from $3,000 to $3,600, [...]

As we struggle to make our way back from the collection of hardships that we have all had to endure over the past 18 months, there is no denying that we are returning to a world that is much different than the one we shut down in March of 2020. One of the most overlooked [...]

Everyone has a side hustle. Everyone is always looking for an easy way to make some extra cash. And everyone thinks that they have a unique ability to turn a profit, even in areas where many others have failed. Unfortunately, the majority of these people that think they have everything figured out eventually discover that [...]