Between the burdens of student loans, car payments, medical bills, and credit card debt, today’s millennials are struggling more than ever before to keep their credit scores at respectable levels.

No matter what the reason, when today’s consumers realize that they need to improve their credit scores, they are often finding themselves with quite a bit of work to do in order to make that happen. In those situations, they can use all the help they can get to get their scores trending in the right direction.

If you are one of the many people searching for a way to improve their credit score this year, these seven simple tips will help you get the ball rolling in the right direction.

Leave Your Pride at the Door

The first step in any credit recovery situation is being willing to admit that you might need help digging yourself out. This will mean leaving your pride at the door and actually admitting that your problems exist.

Stop Spending

After you admit that you are going to need some help, the next step in getting yourself out of the hole is to immediately stop digging it deeper. This is often easier said than done, but you have to fully commit to the cause if you expect to see results.

Write a Budget

Speaking of committing to the cause, it can also be a huge help to actually take the time to write out a budget for your monthly expenses.

This is one of those things that everyone knows they are supposed to do, but taking the next step and actually doing it can be the difference between getting out of debt and continuing to struggle indefinitely.

Automate Everything

With a budget in place, you will have a fairly solid idea of what your expenses are going to be each month. And thanks to modern technology, you will be able to automate payments for most of those expenses and completely remove yourself from the process.

Find a Side Hustle

Another great way to expedite the process of getting out of debt is to find yourself a side hustle where you can generate some additional income that can be directly allocated to reducing your debts.

Side hustles can include anything from bartending or babysitting to picking up a morning paper route. Just make sure that you commit to putting all of the additional income towards getting out of debt.

Consolidate to Lower Interest Rates

Depending on your situation, it might make sense to consolidate all of your outstanding debts into one single loan at a lower interest rate. This can often save you a pile of money in reduced interest payments and put you on the fast track towards debt-free living.

You might feel tempted to take on some new debts after consolidating your old ones, so make sure that you are cautious to avoid those kinds of missteps.

Find a Debt Mentor

No matter how bad your debt situation might be, you probably know at least a few people that have successfully come back from worse. Seek out those people and ask them to discuss their stories over coffee sometime. You’ll be surprised to see how much even casual acquaintances are willing to share.

Struggling to pay off debt and increase credit scores can be a frustrating process, but there is no reason that you can’t work through the process and find success on the other side of it. All you have to do is get started, and sooner is always going to be better.