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Popular Debt Collection Violations in Georgia

The entire debt collection industry has recently come under close scrutiny in the state of Georgia, where a number of collection agencies have apparently been implementing a wide range of completely illegal actions in order to convince consumers to pay for debts that may or may not have ever existed in the first place. When [...]

By | 2017-02-12T14:41:00+00:00 February 13th, 2017|Blog|0 Comments

What Constitutes Written Proof for a Debt?

One of the biggest sticking points when it comes to commercial debt collection in today’s marketplace is having the ability to quickly and accurately prove that a particular debt is actually valid if the consumer should elect to exercise their right to insist on proper validation. This is happening more and more frequently, and collectors [...]

By | 2017-02-12T14:41:00+00:00 January 30th, 2017|Blog|0 Comments

Debt Collection Resolutions for 2018

It might be a little late for New Years Resolutions, but that doesn't mean you have to wait until next January to get your debt collection process in order. Any month could be the perfect opportunity to start new policies or simply recommit to the ones you already have in place. This type of focus [...]

By | 2018-02-05T09:14:13+00:00 January 22nd, 2017|Blog|0 Comments

Six Reasons You Should Pay Off Your Collection Accounts Sooner Rather Than Later

No one likes the idea of dealing with accounts that have gone into collections. Just the fact that they exist is enough to frustrate most of us to the point where we toss those notices in a drawer somewhere and avoid calls from debt collectors hoping that everything will just go away. But these things [...]

By | 2017-02-12T14:41:00+00:00 January 17th, 2017|Blog|0 Comments

What is a Reasonable Percentage of Accounts Receivable to be Past Due?

Every business that extends credit to its customers has to struggle with getting those customers to make their payments according to the agreed upon time frame. One of the biggest cash flow drains that can ruin a business is when those payments start coming in later than expected. The acceptable percentages of accounts receivable that [...]

By | 2017-02-12T14:41:01+00:00 January 10th, 2017|Blog|0 Comments

Debt Collection in Florida and the Florida Consumer Collection Practices Act

The exact rules and regulations that all debt collectors must follow vary from state to state, and in the state of Florida there is an added layer of protection for consumers in the form of the Florida Consumer Collection Practices Act (FCCPA). This legislation works as an extension of the federal law known as the [...]

By | 2017-02-12T14:41:01+00:00 January 2nd, 2017|Blog|0 Comments

Dispelling Common Misconceptions About Debt Validation

One of the most powerful protections offered to consumers under the Fair Debt Collection Practices Act (FDCPA) is the ability to require a debt collector to validate a debt by providing proof that it is legitimate. While this requirement is a great way for consumers to protect themselves, many misinformed debtors do not exactly understand [...]

By | 2017-02-12T14:41:01+00:00 December 17th, 2016|Blog|0 Comments

The Compounding Effect of Unemployment in California

Unemployment is a serious cause for concern in the state of California. When people have a hard time finding jobs, the economy is bound to suffer, and the unemployment rate in California is generally about a point higher than it is in the country as a whole. This leads to the people of California struggling [...]

By | 2017-02-12T14:41:01+00:00 December 9th, 2016|Blog|0 Comments

Can Debt Collectors Access My Credit Report?

The internet is filled with a plethora of advice on credit reports and debt collection these days, but one of the little known facts about debt collectors is that they are legally allowed to access your personal credit report, and they don’t even need your consent to do so! This might come as a shock [...]

By | 2017-02-12T14:41:01+00:00 November 23rd, 2016|Blog|0 Comments