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Time-barred debts are one of the most misunderstood aspects of the entire debt collection industry, but the basic information that explains them and how they work is relatively straightforward. The key to understanding any time-barred debt situation is to know and understand the rules at play before making any decisions or payments. What is a [...]

California residents struggle with debt as much as, if not more than, the residents of any other state in the union. Consumers here, burdened by excessive amounts of debt, were having a difficult time keeping up before the recent surge in inflation. Things are getting even worse now. If you are one of the [...]

Applying for your first credit card is often considered a right of passage for many young adults, but signing up for that introductory offer isn’t necessarily the best move for everyone. Whether you are a young adult looking to build your credit or a seasoned pro looking to take advantage of a great signup bonus, [...]

When you first start a new business, you might be so focused on building and growing that business that you never bother to worry about how you are paying the expenses of that new company. This can be a huge mistake! Many new business owners jump in headfirst without creating a plan for how that [...]

Getting hassled about an outstanding collection account over social media is the last thing any consumer wants to deal with. Still, many collection agents argue that it is the most productive means of communication in 2022. Because of that, changes have been made to update the rules and regulations that govern those collection efforts and [...]

After more than a decade of government money printing, inflation has finally started to rear its ugly head in the budgets of consumers around the country. It feels like just about everything has doubled in price over the past few months, and that is having a tremendous impact on the spending power of families everywhere. [...]

Have you ever had a debt collector text you about an outstanding balance? How about contacting you through social media? Do you know your rights in these situations? Recent updates to the Fair Debt Collection Practices Act (FDCPA) have officially made it legal for debt collectors to contact consumers by text or through social media. [...]

After nearly two years, the COVID-19 pandemic has changed just about everything about how business is conducted around the world, and that is definitely true for the debt collection industry. While we can still make collection phone calls like we used to, nearly everything else has changed and evolved with the rest of the world [...]

With all of the hype around electric vehicles exploding over the past few years, the idea of owning a Tesla has become a lot more reasonable for consumers all over the country. Of course, there is still a wide gap between dreaming about owning a fancy electric car and actually pulling the trigger on purchasing [...]